Leasing vs. Financing a New Subaru in Winchester

Here at Subaru of Winchester, our team is committed to helping each of our customers make an informed buying decision when shopping this year's new Subaru lineup. Fortunately, with the help of our finance team, doing such a thing is easier than ever before. Ready to get started? Then we invite you to read on below to learn more about the advantages of leasing or financing a new Subaru in the Winchester area...

The Advantages of Leasing a New Subaru

When you lease a new Subaru, you'll find yourself putting less money down, while also enjoying a lower monthly payment. Leasing does come with certain restrictions, however. Most leases impose mileage limits that can range anywhere from 10,000-miles, to 15,000-miles, but leasing a new car also means you can purchase the vehicle at a predetermined price. (Residual Value) Also, when shopping Subaru, the length of time the manufacturer's warranty is in effect will likely match your  lease term. What does this mean for you? Minimal spending when it comes to repair costs.

Learn More about the Benefits of Financing

Before considering whether or not to finance a new or used Subaru, we encourage you to determine a monthly loan payment that fits within your monthly budget, without leaving you strapped for cash at the end of each month. It is worth keeping in mind that when financing a new or pre-owned vehicle, you will be faced with a higher down payment, and a higher monthly payment. You will, however, be the owner of your vehicle. Meaning, you won't be faced with yearly mileage limits, and you'll be free to sell your vehicle whenever you please.

Visit Subaru of Winchester to Learn More about Buying vs. Leasing a New Subaru

Ready to start talking numbers with the team in our Finance Center? Then we invite you to stop by our new Subaru dealership today. A member of our team would be more than happy to walk you through the advantages of financing or leasing, and will gladly help you to determine which option is the best for your budget. Conveniently located in Winchester, VA, and just around the corner from Leesburg, Hagerstown and Herndon, we look forward to welcoming you in to our showroom soon.

Sizable down payment Money Down Less up front money
Higher monthly payment Monthly Payment Lower monthly payment (up to 60% lower)
Negotiated trade-in value Trade-in No trade in hassle or negotiation
Responsible for maintenance costs after warranty expires Warranty Less maintenance - typically always under warranty
GAP protection not included - added expense to purchase GAP Protection GAP protection included
Stagnant technology based on what was in effect at time of purchase Technology Technology obsolescence protection
No loyalty incentives Loyalty Lease loyalty incentives
Eligible for all dealer incentives Incentives Eligible for all dealer incentives
Potential negative equity if you sell your car before it is paid off Equity No chance of negative equity
Not required to maintain vehicle, but since you may eventually own it, why wouldn't you? Program Maintenance Responsible for program maintenance per manufacturers recommendation or you may be charged excess wear and tear
The negotiated price of a new vehicle is the same Vehicle Price The negotiated price of a new vehicle is the same
Insurance payments are the same Insurance Insurance payments are the same

CMA's Subaru of Winchester

3019 Valley Ave.
Directions Winchester, VA 22601

  • Sales: 5405458000
  • Service: 5405458000
  • Parts: 5405458000


  • Monday 9:00 a.m. - 8:00 p.m.
  • Tuesday 9:00 a.m. - 8:00 p.m.
  • Wednesday 9:00 a.m. - 8:00 p.m.
  • Thursday 9:00 a.m. - 8:00 p.m.
  • Friday 9:00 a.m. - 8:00 p.m.
  • Saturday 9:00 a.m. - 5:00 p.m.
  • Sunday Closed
  1. CMA's Subaru of Winchester

    3019 Valley Ave.
    Winchester, VA 22601

    • Sales: 5405458000
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